Enigrow — सफलता की सही शुरुआत

loans · CGTMSE / Member lending institutions

CGTMSE

Collateral-light credit backed by guarantee cover.

CGTMSE enables banks and NBFCs to extend credit to MSEs with guarantee cover, reducing collateral pressure. We help prepare a cleaner credit file and frame the request for participating lenders.

Amount
Up to ₹5 Cr
Benefit
Guarantee cover
Timeline
30–45 days
Get scheme supportAll schemes

Key benefits

  • Collateral-light borrowing conversations
  • Guarantee cover for eligible MSE credit
  • Useful for term loans and working capital
  • Stronger lender packaging support

Eligibility snapshot

  • Micro or small enterprise as applicable
  • Viable business and repayment capacity
  • Lender-specific credit assessment clearance

How we help you apply

  1. 01

    Assess fit

    We check your business stage, category, and capital need against the scheme intent.

  2. 02

    Close documentation gaps

    KYC, entity proofs, bank statements, and project notes are organized before filing.

  3. 03

    Prepare the application pack

    Forms, annexures, and lender/portal inputs are structured for submission.

  4. 04

    Support follow-up

    Queries from banks or departments are tracked with clear next actions.

Documents commonly needed

  • Entity KYC and registrations
  • Bank statements
  • Financials / GST records where available
  • Use-of-funds note and quotations

FAQs

Want help with CGTMSE?

Share your business profile and we will confirm fit, documents, and the practical next steps.

Request guidance