Government Schemes
MSME schemes across loans, subsidies, startups, and more.
Explore PMEGP, CGTMSE, MUDRA, Startup India, Stand-Up India, and other active pathways — then apply with structured advisory support.
Loans
- CGTMSECGTMSE / Member lending institutionsUp to ₹5 CrGuarantee cover30–45 daysCredit Guarantee Fund Trust for Micro and Small Enterprises — collateral-light credit cover.
- MUDRA LoanPMMY / Partner banks & NBFCs₹50K–₹10LTypically collateral-free7–21 daysPradhan Mantri MUDRA Yojana — micro credit across Shishu, Kishore, and Tarun categories.
- CGSSDCGTMSE / Member lending institutionsUp to ₹2 CrStressed MSME support60–90 daysCredit Guarantee Scheme for Subordinate Debt — revival support for stressed MSMEs.
Subsidies
- PMEGPMinistry of MSME / KVIC₹10L–₹50L15–35% subsidy45–60 daysPrime Minister Employment Generation Programme — subsidy-linked support for new micro enterprises.
- PMFMEMoFPI / State nodal agencies₹10L–₹50LUp to ~35% capital subsidy30–60 daysPM Formalisation of Micro Food Processing Enterprises — capital subsidy and formalisation support.
Startups
- Startup India RecognitionDPIITRecognition-ledTax / credibility benefits15–30 daysDPIIT recognition and related startup-stage advantages, including selected tax pathways.
- CGSSDPIIT / NCGTC frameworkUp to ₹10 CrCollateral-light guarantee45–90 daysCredit Guarantee Scheme for Startups — guarantee support for eligible startup debt.
- Fund of Funds for StartupsSIDBI / DPIIT ecosystemEquity fundingVC / PE participation90–180 daysEquity-oriented Fund of Funds pathway connecting startups with VC/PE participation.
Manufacturing
- CLCSSMinistry of MSMEUp to ₹1 CrAbout 15% capital subsidy45–90 daysCredit Linked Capital Subsidy Scheme — capital subsidy support for technology upgradation.
- TUFSMinistry of TextilesUp to ₹20 Cr*Capital / interest support60–90 daysTechnology Upgradation Fund Scheme — textile-sector machinery and capital subsidy pathway.
MSME
- NSIC SchemesNSICVariesMultiple MSME supports30–60 daysNational Small Industries Corporation support — raw material, marketing, and tech assistance pathways.
- MSME ChampionsMinistry of MSMEN/AMultiple supportsOngoingMSME Champions scheme — technology, lean, design, and innovation support pathways.
- Udyam / MSME RecognitionMinistry of MSMERecognitionScheme access gateway1–7 daysOfficial MSME registration that unlocks scheme access and stronger banking conversations.
Need help choosing a scheme?
Tell us your business type and goal — we will shortlist realistic pathways and required documents.
